Common Questions

COMMON QUESTIONS
In addition to this page, we recommend that you read all of the information pages from this site. These pages will educate you about car loans and provide you with information, tips and suggestions on how to get the best price for your car. These pages are easily accessible through the site navigation located at the bottom of every page of this site.

Can United Car Loans Inc. get me the financing I am looking for even if I have terrible credit?
The lenders we work with specialize in getting car loans for people with bad credit! Our 98% approval rate is one of the best in the industry! We welcome bankruptcy, repossession, foreclosure, divorce and any other negative credit issues! We also invite individuals with no credit, slow credit, poor credit and bad credit to apply!

What kind of interest rate should I expect for my auto loan?
The factors that most effect the interest rate that you will receive with your car loan are your credit rating, the amount of down payment, the length of the loan and whether you are buying a new or used car. The lenders we work with will customize a loan program that will fit your budget! Take advantage of the car loan calculator to help determine what your total costs and monthly payments can be.

If I apply for a car loan today. When can I expect to be behind the wheel?
Within a few hours of application submission, your local participating lender will get in touch with you to discuss finance options and whether you are buying from a private seller or from your local dealer. Our lenders have the ability to get you behind the wheel the same day you apply!

What are the costs associated with applying for a car loan with United Car Loans Inc.?
The service we provide is 100% FREE! There is absolutely no commitment either!

Is your application secure? Do I need to worry about my information being compromised or stolen?
Our car loan application is guaranteed secure! Your information is electronically encrypted when processed.